Protecting what matters most. From Memphis to Arlington, we help drivers find affordable auto insurance that keeps them covered on every journey.
For more than 25 years, Roman Insurance has been committed to providing personalized insurance solutions with honest advice and exceptional customer service. As a local agency, we understand the needs of Tennessee drivers and take the time to recommend coverage that protects what matters most.
Tailored policies that fit your specific driving habits and family needs.
We shop multiple carriers to find the best protection for your budget.
Real people in West Tennessee who know your neighborhood and risks.
Every driver has different needs, which is why we help you build coverage that works for your lifestyle and budget.
Liability insurance helps cover injuries and property damage if you're responsible for an accident. It also helps you meet Tennessee's minimum insurance requirements.
Collision coverage helps pay for repairs to your vehicle after an accident, regardless of who is at fault.
Protect your vehicle against theft, vandalism, fire, severe weather, falling objects, and other non-collision incidents.
Unfortunately, not every driver carries adequate insurance. This coverage helps protect you if you're involved in an accident with an uninsured or underinsured driver.
Medical Payments Coverage can help pay medical expenses for you and your passengers following a covered accident.
Enjoy added peace of mind with optional roadside assistance for services like towing, jump-starts, flat tire changes, and lockout assistance.
Coverage, savings, and support you can count on every step of the way.
Whether you drive every day or only occasionally, we’ll help you choose coverage that matches your needs.
We insure:
Our goal is to provide protection without paying for coverage you don’t need.
Many drivers qualify for discounts that can reduce their insurance costs.
Depending on your eligibility, you may qualify for discounts such as:
Our team will review all available discounts to help you maximize your savings.
Auto insurance may include liability, collision, comprehensive, uninsured motorist, medical payments, roadside assistance, and other optional coverages depending on the policy you choose.
Insurance premiums are influenced by several factors, including your driving history, age, vehicle type, location, annual mileage, coverage selections, deductibles, and available discounts.
A premium is the amount you pay to maintain your insurance policy. A deductible is the amount you pay out of pocket before your insurance coverage begins paying for a covered claim.
Yes. Tennessee law requires drivers to carry minimum liability insurance. Many drivers choose additional coverage for greater financial protection.
Yes. Bundling your auto and homeowners insurance can often qualify you for discounts while simplifying policy management.
It’s a good idea to review your auto insurance annually or whenever you experience major life changes such as purchasing a new vehicle, moving, getting married, or adding a new driver to your policy.